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  • 6 - Digital Domination in Consumer Lending Transactions

  • from Part II - Commercial Law’s Impact on Privacy, Security, and Liability
  • Stacy-Ann Elvy, University of California, Davis
  • Book:
    A Commercial Law of Privacy and Security for the Internet of Things
    Published online:
    17 August 2021
    Print publication:
    29 July 2021, pp 196-243

  • Summary

    As we have seen so far in this book, the IoT comprises various connected devices, services, and systems. Connecting regular devices to the Internet has made it much easier for companies to protect their interests in consumer transactions. New technologies allow companies to continue to wield significant control over us and our devices beyond the point of sale, license, or lease. As Aaron Perzanowski and Jason Schultz have observed, the IoT “threatens our sense of control over the devices we purchase.”1 Of chief concern is companies’ use of technology to control our devices and actions and digitally restrain our activities in lending transactions.