As a first draft of a model for a river flowing on a homogeneous porous ground, we consider a system where the Darcy and Stokes equations are coupled via appropriate matching conditions on the interface. We propose a discretization of this problem which combines the mortar method with standard finite elements, in order to handle separately the flow inside and outside the porous medium. We prove a priori and a posteriori error estimates for the resulting discrete problem. Some numerical experiments confirm the interest of the discretization.