We derive a biomembrane model consisting of a fluid enclosed by a lipid membrane. Themembrane is characterized by its Canham-Helfrich energy (Willmore energy with areaconstraint) and acts as a boundary force on the Navier-Stokes system modeling anincompressible fluid. We give a concise description of the model and of the associatednumerical scheme. We provide numerical simulations with emphasis on the comparisonsbetween different types of flow: the geometric model which does not take into account thebulk fluid and the biomembrane model for two different regimes of parameters.