This chapter simplifies the complex multi-payer healthcare reimbursement market and explains how to position your product for successful reimbursement. The best time to bring reimbursement planning into the product development process is discussed here. The U.S. healthcare system is used as a baseline and the healthcare systems of other countries are reviewed briefly. Reimbursement for devices and administered drugs is based on many factors, and this chapter shows the steps a biomedical product company can take to maximize revenues in the US Healthcare system. The basics of reimbursement – coverage, coding, and payment – are explained in simple terms with diagrams. Case studies help show how individual companies have addressed the reimbursement process for novel breakthrough technologies.

This chapter considers how the set of tools provided by consumer protection law can push back on repair restrictions. Consumer protection law is designed, in part, to ensure the accuracy of information in the marketplace. But even in absence of outright deception, it recognizes the need to prohibit unfair practices that take advantage of the natural information asymmetries that sellers enjoy. It also offers remedies when products fail to live up to minimal, baseline guarantees of quality. Although consumer protection cases rarely lead to dramatic, structural remedies,the law profoundly influences marketplace behavior and can improve the day-to-day experiences of consumers seeking repair.

This chapter contains the second part of book’s study on cloud computing contracts.

The chapter examines how general contract law, as defined in the chapter, will likely apply to the use of cloud computing services. This chapter focuses on terms that are often considered standard in cloud agreements. The analysis includes terms aimed at keeping information confidential, non-disclosure agreements, terms regarding liability, warranties, and other terms and conditions aimed at regulating or limiting responsibility. Additionally, the chapter considers terms aimed at termination of services, portability and other provisions necessary for exiting services.

In addition to offering an evaluation of specific contract terms, the chapter also evaluates how governments might create better cloud computing contracts to generate more consistent and compliant results.

The IoT raises several questions germane to traditional products liability law and the UCC’s warranty provisions. These include how best to evaluate and remedy consumer harms related to insecure devices, malfunctioning devices, and the termination of services and software integral to a device’s operations. Consider that the modern IoT vehicle with an infotainment system generates massive quantities of data about drivers, and that mobile applications can be used to impact the operations of these vehicles.

As we have seen, the law wields considerable influence over the rights and remedies available to us as consumers. Several areas of commercial law are ill-equipped to sufficiently protect our consumer interests in the IoT age. This is because various legal frameworks governing commercial practices have not been sufficiently reformulated to account for the growing connections between the world of privacy and the world of commercial law. As earlier sections of this book have demonstrated, there are multiple legal frameworks impacting commercial practices at the federal and state level that are ripe for significant legal reform. These sources of law include contract law, the FAA, products liability law, the CDA, debt collection law, the Bankruptcy Code, and secured financing laws.