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The Effect of Regulation, Population Characteristics, and Competition on the Market for Personal Cash Loans

Published online by Cambridge University Press:  19 October 2009

William L. Sartoris
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Extract

We have seen a recent surge in the interest in some revision of the consumer finance laws, the most comprehensive of which has been the Uniform Consumer Credit Code. In the past, there have been many attempts to determine independently the effect one aspect of consumer finance legislation had on the market for consumer loans. However, the different regulatory provisions are not enacted independently. Thus, it may be more appropriate to investigate jointly the effects of several of the features of the laws.

Type
Research Article
Information
Journal of Financial and Quantitative Analysis , Volume 7 , Issue 4 , September 1972 , pp. 1931 - 1956
Copyright
Copyright © School of Business Administration, University of Washington 1972

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