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Financial and Statistical Analysis for Commercial Loan Evaluation: A French Experience

Published online by Cambridge University Press:  19 October 2009

Edward I. Altman ,
Michel Margaine ,
Michel Schlosser  and
Pierre Vernimmen
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Extract

The purpose of this research is to develop a model for determining the credit worthiness of commercial loan applicants in a particular troubled industrial sector of France. The model is developed with the assistance of Banque de France, which serves tne central banking function in a banking environment that has become increasingly competitive in recent years. The research assesses the combined potential of traditional financial statement analysis with several relatively modern statistical procedures to aid the commercial loan officer.

Type
Research Article
Information
Journal of Financial and Quantitative Analysis , Volume 9 , Issue 2 , March 1974 , pp. 195 - 211
Copyright
Copyright © School of Business Administration, University of Washington 1974

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References

REFERENCES

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