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Mental illness and motor insurance

Published online by Cambridge University Press:  02 January 2018

Phillip Brown
Phillip Brown*
Affiliation:
United Medical and Dental School (Guy's Campus), St Thomas' Street, London SE1 9RT
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Much has been written about mental illness and driving, particularly the possibly increased risk of accidents. There is, however, little awareness of how this affects insurance premiums. It is well known that as a result of recent losses within the business, premiums were increased by 30% last year, and may be set to rise higher. This has made insuring a car a major part of the cost of running one. It appears that people with mental illnesses are being unfairly treated by motor insurers and therefore financially disadvantaged. I was first made aware of this problem by my involvement in a case.

Type
The times
Information
Psychiatric Bulletin , Volume 17 , Issue 10 , October 1993 , pp. 620 - 621
Creative Commons
Creative Common License - CCCreative Common License - BY
This is an Open Access article, distributed under the terms of the Creative Commons Attribution (CC-BY) license (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted re-use, distribution, and reproduction in any medium, provided the original work is properly cited.
Copyright
Copyright © Royal College of Psychiatrists 1993

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