A large fraction of brown dwarfs and low-mass stars may form by gravitational fragmentation of relatively massive (a few 0.1 M⊙) and extended (a few hundred AU) discs around Sun-like stars. We present an ensemble of radiative hydrodynamic simulations that examine the conditions for disc fragmentation. We demonstrate that this model can explain the low-mass IMF, the brown dwarf desert, and the binary properties of low-mass stars and brown dwarfs. Observing discs that are undergoing fragmentation is possible but very improbable, as the process of disc fragmentation is short lived (discs fragment within a few thousand years).