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People undertake a decision-making process when they perceive a criminal opportunity although these decisions are often not purely rational. To clarify this process, several theories have been developed to explain how criminal decisions are made. Three such theories – deterrence theory, rational choice theory, and routine activity theory – along with major concepts from each theory, are examined in this chapter. Among the topics covered are the celerity, certainty, and severity of punishment, the utility of cost–benefit analysis, and the necessity of considering the role of a motivated offender, a suitable target, and the absence of capable guardians in explaining a criminal event. The limitations of a purely rational approach to criminal decision-making and how opportunity, incentive, emotion, and irrational thinking affect these decisions are also discussed. Finally, the practical and policy implications of these results are explored, after which recommendations for future research focusing on the methodology and domains that influence these decisions are made.
Under-reporting of elder financial abuse is partly due to failure of those around the victim to perceive the financial mistreatment as abuse. This study explored the effect of victim and perceiver factors on perception of elder financial abuse in the context of Routine Activity Theory (RAT).
Methods:
488 older adults in Ventura County (CA) were surveyed about financial abuse using vignette method. In the study's Vignette 1, the amount of money taken, the type of frailty, and the relationship of perpetrator and victim were manipulated. In Vignette 2, the victim's age and relationship of perpetrator and victim were manipulated. Respondents’ demographics (age, gender, education, and ethnicity) were collected.
Results:
Logistic regression analyses revealed that children of the victim were least likely to be seen as committing abuse in both vignettes. In Vignette 1, there was an interaction of gender of respondent and the amount of money taken. In Vignette 2, non-Whites were less likely to perceive the signing over of the house as financial abuse. Respondents endorsed the concept of a special court with expertize in elder abuse as a way to increase the likelihood that they would report.
Conclusions:
Even though most financial abuse is perpetrated by family members, older adults are less likely to perceive a financial situation as abuse when it involves a child of the victim, thus making reporting and prevention less likely. The support for a specialty Elder Abuse Court (EAC) suggests that some reluctance to report is based on misgivings about punishing the perpetrator.
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