Book contents
- The Cambridge Handbook of EU Sustainable Finance
- The Cambridge Handbook of EU Sustainable Finance
- Copyright page
- Contents
- Figures
- Tables
- Contributors
- Preface
- Acknowledgements
- Part I Introduction
- Part II Ethics and Sustainability in Corporate Law, Corporate Governance and Conduct
- Part III Integrating Sustainability in Financial Markets Regulation
- Part IV Ensuring Financial Stability and Sustainability
- Part V Financial Innovation and Sustainability
- 25 Can Financial Regulation Truly Support the Reduction of CO2 Emissions?
- 26 Climate Risk and Financial Markets
- 27 The Skin-in-the-Game Bond
- 28 Financial Innovation in the Process of Financial Inclusion
- 29 Sustainable Finance and Fintech
- Index
- References
28 - Financial Innovation in the Process of Financial Inclusion
from Part V - Financial Innovation and Sustainability
Published online by Cambridge University Press: 30 January 2025
- The Cambridge Handbook of EU Sustainable Finance
- The Cambridge Handbook of EU Sustainable Finance
- Copyright page
- Contents
- Figures
- Tables
- Contributors
- Preface
- Acknowledgements
- Part I Introduction
- Part II Ethics and Sustainability in Corporate Law, Corporate Governance and Conduct
- Part III Integrating Sustainability in Financial Markets Regulation
- Part IV Ensuring Financial Stability and Sustainability
- Part V Financial Innovation and Sustainability
- 25 Can Financial Regulation Truly Support the Reduction of CO2 Emissions?
- 26 Climate Risk and Financial Markets
- 27 The Skin-in-the-Game Bond
- 28 Financial Innovation in the Process of Financial Inclusion
- 29 Sustainable Finance and Fintech
- Index
- References
Summary
There is a large body of academic literature about financial inclusion and financial exclusion in both applied and theoretical works. The causes, sizes, and consequences of both phenomena are analyzed and evaluated, which leads to the formulation of conclusions and recommendations as to how to enhance financial inclusion. This chapter surveys not only the traditional perspective of financial inclusion and exclusion but also the role of new technologies, providing innovative solutions behind the concept of digital banking inclusion. Moreover, the chapter considers new possibilities for adopting digital financial services that result from lockdowns and promotion of contactless modes of payment to reduce the risk of viruses spread through the handling of cash. With regard to the increased use of digital banking access channels, the importance of financial education in the context of ensuring cybersecurity is highlighted.
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- The Cambridge Handbook of EU Sustainable FinanceRegulation, Supervision and Governance, pp. 712 - 742Publisher: Cambridge University PressPrint publication year: 2025