Urea was observed to become protonated in H-, Fe-, and Al-montmorillonite films and to form hemisalts when urea was present in excess of the number of available protons. The fully protonated urea disappeared upon dehydration, then the original protonated condition was re-established by rehydration. This completely reversible reaction indicates the importance of water in the protonated form. Indications were that urea will coordinate through the carbonyl group to the metal ion in Cu (II), Mn (II), and Ni (II) montmorillonite. Urea may be bonded to the metal ion in Mg-, Ca-, Li-, Na-, and K-montmorillonite by coordination and possibly by ionization of the N-H bond. The importance of ion-dipole interaction in urea complexes with montmorillonite is suggested. Decomposition of urea to ammonium ions was observed mainly in the Cumontmorillonite system.