This article reviews the issues involved in policy choices with
respect to
universality and selectivity in income support to older people. It considers
four questions: the practical meaning of universality and selectivity in
the
income support systems of various countries, the effectiveness of universal
and selective arrangements in the alleviation of poverty among this
group, the role of universal and selective arrangements in redistributing
income among elderly people and the relative generosity of universal and
selective arrangements. The article draws on data from the ‘second
wave’
of the Luxembourg Income Study for six countries: Australia, (West)
Germany, Norway, Sweden, the United Kingdom and the United States,
concerning the incomes of elderly couples and single (non-married)
women. It concludes that while selective income support arrangements
achieve greater redistribution in favour of low income elderly people for
the same expenditure than do universal ones, selective arrangements do
not necessarily perform better in other respects, and, in particular, are
associated with low levels of benefit income.